xChange - Regalii

Regalii xChange

Change the source of payment for your customer's bills

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Become the card on record for your customer's bills. Become the card on record.

STEPS TO BECOME THE DEFAULT

1. Issue a new credit card to your users

Whether you’ve issued a new credit card to a new client, or are replacing a lost or stolen card.

2. Link a billing account

Just pass in the biller id and the customer’s username/password or account number

/bill/create
{
"biller_id" : 121 ,
"username" : "foo" ,
"password" : "bar"
}

3. Retrieve default payment info

After the user has provided their user credentials, the API will identify what their current form of payment is.

/bill/412/info
{
"current_bill" : {
"amount" : 220.83 ,
"due_date" : "08-SEP-2016"
},
"current_payment_method" : {
"card_type" : "Amex" ,
"card_last_4" : 4141 ,
"autopay_on" : false
}
}

4. Send a request to change defaults

With a simple request, the API can change the card on file to your card.

/bill/3312/xchange
{
"autopay" : "on" ,
"cc_name_on_card" : "Gillian Brunner" ,
"cc_brand" : "visa" ,
"cc_expiry_month" : "04" ,
"cc_expiry_year" : "19" ,
"cc_security_code" : "123" ,
"cc_address" : "123 Street" ,
"cc_city" : "Beverly Hills" ,
"cc_state" : "CA" ,
"cc_zip" : "90210" ,
"cc_country" : "US"
}

5. Retrieve new payment info

After the change has been made, you can confirm the change with another request. That’s it!


/bill/412/info
{
"current_bill" : {
"amount" : 220.83,
"due_date" : "08-SEP-2016"
},
"current_payment_method" : {
"card_type" : "Visa",
"card_last_4" : 1234,
"autopay_on" : true
}
}

Some of the supported services

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